Key figures for the Group

2022

2023

2024

2025

6M 2026

Income statement (in million Swiss francs)

Operating income

585.7

614.9

650.5

691.0

369.2

Operating expenses

268.0

282.7

306.5

326.4

170.9

Operating result

284.6

303.5

317.8

333.8

181.7

Consolidated profit adjusted before taxes and depreciation of goodwill

297.4

312.0

317.8

334.0

181.7

Consolidated profit

226.6

265.4

286.6

295.5

161.4

Balance sheet (as of period end; in million Swiss francs)

Loans to customers

39,348.2

41,738.3

43,374.0

46,352.6

46,717.1

Amounts due in respect of customer deposits

27,086.9

29,090.2

29,384.1

30,215.9

30,587.1

Equity (attributable to shareholders)

3,228.8

3,856.1

4,045.3

4,224.6

4,254.5

Total assets

56,980.0

57,397.1

59,154.1

62,249.1

63,217.7

Assets under management (in million Swiss francs)

Assets under management (as of period end)

35,922.3

37,685.8

39,488.7

42,607.1

43,993.3

Net new money

1,420.2

1,506.5

767.6

1,285.1

708.8

Eligible capital (as of period end; in million Swiss francs or in percent)

Risk‑weighted assets (RWA)

25,553.4

27,833.6

28,208.5

27,904.3

27,836.2

CET1 ratio

12.2 %

13.4 %

13.9 %

14.7 %

14.9 %

Total capital ratio

17.2 %

18.0 %

18.5 %

20.6 %

20.6 %

Leverage ratio

6.7 %

7.6 %

7.7 %

7.7 %

7.7 %

Various key figures

Full-time-equivalent (as of period end)

1,091.9

1,134.9

1,181.0

1,206.2

1,226.0

Cost-income-ratio

44.7 %

45.6 %

46.1 %

46.1 %

45.5 %

Return on equity

7.30 %

7.61 %

7.37 %

7.26 %

7.74 %