Key figures for the Group

2021

2022

2023

2024

2025

Income statement (in million Swiss francs)

Operating income

581.3

585.7

614.9

650.5

691.0

Operating expenses

258.1

268.0

282.7

306.5

326.4

Operating result

282.7

284.6

303.5

317.8

333.8

Net profit before taxes

282.7

288.9

303.5

349.4

334.0

(Consolidated profit + Change in reserves for general banking risks + Taxes)

Net profit after taxes

246.4

251.6

265.4

311.6

295.5

Consolidated profit

221.4

226.6

265.4

286.6

295.5

Balance sheet (as of period end; in million Swiss francs)

Loans to customers

37,229.0

39,348.2

41,738.3

43,374.0

46,352.6

Amounts due in respect of customer deposits

28,557.5

27,086.9

29,090.2

29,384.1

30,215.9

Equity (attributable to shareholders)

3,081.9

3,228.8

3,856.1

4,045.3

4,224.6

Total assets

52,837.4

56,980.0

57,397.1

59,154.1

62,249.1

Assets under management (as of period end; in million Swiss francs)

Assets under management

36,963.2

35,922.3

38,058.8

39,488.7

42,607.1

Net new money

2,730.2

1,420.2

1,506.5

767.6

1,285.1

Eligible capital (as of period end; in percent or in million Swiss francs)

CET1 ratio

12.3 %

12.2 %

13.4 %

13.9 %

14.7 %

Total capital ratio

17.6 %

17.2 %

18.0 %

18.5 %

20.6 %

Risk‑weighted assets (RWA)

23,947.0

25,553.4

27,833.6

28,208.5

27,904.3

Leverage ratio

6.8 %

6.7 %

7.6 %

7.7 %

7.7 %

Various key figures

Full-time-equivalent (as of period end)

1,075.7

1,091.9

1,134.9

1,181.0

1,206.2

Cost-income-ratio

42.9 %

44.7 %

45.6 %

46.1 %

46.1 %

(Operating expenses relative to [gross result from interest operations + result from commission business and services + trading income + other ordinary income])

Return on equity

7.43 %

7.30 %

7.61 %

7.37 %

7.26 %

(Consolidated profit relative to average shareholders’ equity)