6.2 Collateral for loans/receivables and off-balance-sheet transactions / impaired loans/receivables

Collateral for loans/receivables and off-balance-sheet transactions

Amounts in 1,000 Swiss francs

Mortgage collateral

Other collateral

Unsecured

Total

Loans (before netting with value adjustments)

Amounts due from clients

490,263

2,263,058

2,804,781

5,558,102

Mortgage loans

40,996,311

0

6 4171)

41,002,729

  • Residential property

33,873,269

0

4,436

33,877,705

  • Office and business premises

4,925,931

0

1,000

4,926,931

  • Commercial and industrial premises

892,852

0

467

893,319

  • Other

1,304,259

0

515

1,304,774

Total loans (before netting with value adjustments)

41,486,574

2,263,058

2,811,198

46,560,831

Share in %

89.1

4.9

6.0

100.0

Previous year

38,924,324

1,978,860

2,657,617

43,560,801

Share in %

89.4

4.5

6.1

100.0

Value adjustments

0

0

208,203

208,203

Total loans (after netting with value adjustments)

41,486,574

2,263,058

2,602,995

46,352,628

Share in %

89.5

4.9

5.6

100.0

Previous year

38,924,324

1,978,860

2,470,832

43,374,016

Share in %

89.7

4.6

5.7

100.0

Off-balance-sheet transactions

Contingent liabilities

39,769

111,725

147,454

298,948

Irrevocable commitments

526,656

310,404

1,558,972

2,396,031

Obligations to pay up shares and make further contributions

0

0

101,691

101,691

Credit commitments

0

0

0

0

Total off-balance-sheet transactions

566,424

422,129

1,808,117

2,796,670

Previous year

476,733

429,317

1,522,850

2,428,901

1)These are value-adjusted items.

Impaired loans

Amounts in 1,000 Swiss francs

Gross debt amount

Estimated liquidation value of collateral

Net debt amount

Individual value adjustments

Impaired loans

232,555

73,838

158,717

119,275

Previous year

192,797

75,720

117,077

103,537

Individual value adjustments do not fully cover the net amount owed if a portion of it is considered to still be recoverable.